Why You'll Love Klarna

- Try before you buy with 30 days to pay once your order has been shipped.​

- Only pay for what you love, and return the rest

​- No fees, no interest, no impact to your credit score.​

- No Lulu Guinness customer account sign-up required​

– You must be 18+ and a UK resident to be eligible for this credit offer. Pay Later Terms and Conditions

Payment Option 1

Pay in 30 days


Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact to your credit score. ​

Paying after delivery allows you to try before you buy and is the easiest way to shop online. ​

- Complete the payment in full after purchase at no added cost. ​

- Report returns directly in our app and only pay for the items that you keep. ​

- Not making your payment on time could affect your ability to use Klarna in the future. ​

- Debt collection agencies are used as a last resort ​

Payment Option 2

Pay in 3 interest-free instalments

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency.
This will not affect your credit score. No interest. No fees. No impact to your credit score. ​

- A new way to pay that's an alternative to a credit card. ​

- 3 instalments gives you flexibility to shop without interest or hidden fees. ​

- Not making your payment on time could affect your ability to use Klarna in the future. ​

- Debt collection agencies are used as a last resort. ​

HOW IT WORKS

Pay online or in the app ​

Review your latest purchases and make payments in the Klarna app or online. ​
- Download the Klarna app: https://www.klarna.com/app ​
- Log in online: https://app.klarna.com/login​
- Chat with customer service: https://www.klarna.com/uk/customer-service/ ​

Safe and secure 

With Klarna, you are always covered through Klarna’s Buyer Protection policy (https://www.klarna.com/uk/buyer-protection-description/).

Modern safeguards protect your information to prevent unauthorized purchases.

KLARNA FAQS

Klarna Pay Later in 30 Days

Klarna Pay Later in 3 Interest-Fee Instalments

Other

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. 
Lulu Guinness is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.